Personal development is a lifelong process. It's a way for people to assess their skills and qualities, consider their aims in life and set goals in order to realise and maximise their potential.

Personal Financial Tips:

* Get Paid What You're Worth and Spend Less Than You Earn

* Stick to a Budget

* Wisely Pay Off Credit Card Debt

* Have a Savings Plan

* Invest

* Maximize Your Employment Benefits

* Update Your Will

* Keep Good Records

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Retirement plans:

Social Security: www.ssa.gov

401k: www.401k.org